The Process

​The zero down and 5% downpayment program is an excellent option for anyone who has built a decent credit score over the years but still has not managed to secure a minimum down payment for their new property. This can happen if you are managing the financial expenses for your entire family or maybe you have to use your saving for some emergency. We believe that shouldn't come in the way of you and your dream home. If you have a decent credit score, have not been a default in paying your bills and loans, then you can apply for this plan.    

Another way to qualify for this program is to leverage from Canadian Child Tax benefits and income from a non-residing immediate family member (who can be a co-signor). An immediate relative can also offer you the down payment as a gift, but it can't be used to prove you down payment. Additionally, if you have all the documents needed which proves your stable income, then you are good to go.    

We understand that saving money for a home is not easy and you may never know when you will have to use that money for something else. This is where you can choose this plan and easily be the proud owner of a dream home. Lets connect and and bsed on your property needs, we can advise you on a suitable plan.